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The Week Ahead: Spotlight on Home Equity

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago On Thursday, August 8, CoreLogic will release its second-quarter data on the home equity market. The report will include statistics on underwater homes as well as insights into the latest trends in home equity.The quarterly report provides an overview of the distribution of equity across all U.S. single-family properties with a mortgage including comprehensive data from the 25 largest metro areas across the country.CoreLogic’s Q1 analysis indicated that homeowners with mortgages (around 63% of all properties) saw their equity increase by a total of nearly $485.7 billion since the same period a year ago, an increase of 5.6%, year over year. While the total number of mortgages with negative equity fell 1% quarter-over-quarter, they fell 11% compared with Q1 2018 from 2.5 million homes, or 4.7% of all mortgaged properties.The national aggregate value of negative equity was approximately $304.4 billion at the end of Q1 2019. This is up quarter-over-quarter by around $2.5 billion, from $301.9 billion in Q4 2018.”The country continues to experience record economic expansion as illustrated by these significant increases in home equity. Albeit more slowly than in recent years, we do expect further increases in home equity to occur across the nation in 2019,” said Frank Martell, President and CEO of CoreLogic.Of the top 1o metros covered by the report, Negative equity saw a recent decrease across the country, with San Francisco-Redwood City-South San Francisco as the least challenged area with a Negative Equity Share of all mortgages at 0.67%.Here’s what else is happening in the week ahead:Black Knight Mortgage Monitor Report, Monday, 9 a.m. ESTCoreLogic Home Price Index Report, Tuesday, 9 a.m. ESTMBA Mortgage Apps, Wednesday, 7 a.m. ESTEllie Mae Millennial Tracker, Wednesday, 10 a.m. PSTFreddie Mac Primary Mortgage Markets Survey, Thursday, 10 a.m. EST About Author: Radhika Ojha Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / The Week Ahead: Spotlight on Home Equity Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Optimal Blue’s Competitive Analytics to Help Lenders Next: HUD’s Plan for Mitigating Disasters Tagged with: CoreLogic Equity Home HOUSING Underwater Homes Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily The Week Ahead: Spotlight on Home Equity Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago CoreLogic Equity Home HOUSING Underwater Homes 2019-08-02 Radhika Ojha  Print This Post in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago August 2, 2019 1,065 Views Subscribelast_img read more

Libonati: Hack reflects on grandfather and graduation

first_img Published on April 25, 2017 at 10:29 pm Contact Chris: [email protected] | @ChrisLibonati Facebook Twitter Google+ I can remember the white-washed room, the gown, the inclined bed and the tubes running toward my grandfather in the hospital. A clear mask covered his mouth.“I love you, nonno,” I said, using the Italian term for grandfather.My mother had to tell me he couldn’t respond. I kissed him on the cheek, and I walked out of the hospital room. That was the last time I remember seeing him alive.Doctors diagnosed his lymphoma late, likely in stage 3 or 4, when I was in third grade. The time from his diagnosis in October 2003 until his death in February of 2004 was pivotal. I learned about strength. He fought through our Christmas dinner, which we had on New Year’s Eve because he’d been in the hospital, until he had to leave the table to use his oxygen machine. Before his cancer was diagnosed, he could hardly sit in chairs because of the pain it was causing.Cristofero Mastroeni came with Concetta Mastroeni to the United States from Italy in 1967, with educations that didn’t extend beyond elementary school. My grandfather left school at a young age after a physical reprimand from his teacher. My grandmother never went to school because she had to take care of the house after her mother died.AdvertisementThis is placeholder textMy motivation behind going to college quickly became my grandfather. I told my mother around that same time I’d go to Syracuse one day. She told me to save my pennies.At SU, the more I walked through The Daily Orange’s red door, wrote stories and submitted resumes for internships, the more I convinced myself that the diploma I’ll (hopefully, assuming everything goes as planned) receive in May was little more than a piece of paper. I admittedly let my grade-point average slip a bit. I skipped class more than I’d like to.The countless hours I spent at 744 Ostrom Avenue meant more than any particular hour I spent studying or reading for class. Recently, though, I’ve thought about my initial motivation to go to school.When I went to pre-school, it was often my grandfather who picked me up because my parents were at work. I’d spend Saturday mornings playing outside and picking berries from my grandparents’ mulberry tree. Occasionally, we’d play board games, like Trouble. To move pieces in Trouble, you have to get a six on the die to move out of the home space on the board. He’d let me move when I got a six or a one. Other times, before 9/11, my grandfather drove me to the gate of the Rochester International Airport in his old Chevy Malibu and we’d watch planes take off and land. After, we stopped going as often.At his wake, I stood with my family accepting condolences. Although I’d said goodbye at the beginning of the night, I went back to his casket at the end of the night. I stood over the casket, leaned in and tried to blow 100 kisses to my grandfather to take with him. Before I could get to 100, my uncle pulled me back, thinking I was trying to jump in the casket with my grandfather. When they closed the casket, I cried for the first time that night.It’s been a while since I’ve visited my grandfather’s spot in the mausoleum he’s in. I’m disappointed that I can’t pinpoint the last time I visited. Each time, I make sure to write my name and an entry in the pages of the visitor’s book that they burn. I’m not so sure I believe the message ever gets delivered, but it doesn’t really matter.Frankly, the degree itself doesn’t mean much. It’s just a piece of paper. But I know what it means to my grandmother and would have meant if my grandfather was here. That, alone, makes it worth something now.Chris Libonati is a senior staff writer at The Daily Orange, where his column will no longer appear. He can be reached at [email protected] or on Twitter at @ChrisLibonati. Commentslast_img read more

Cameroon investigates World Cup fixing allegations

first_imgCameroon’s Pierre Webo, right, and Croatia’s Darijo Srna battle for the ball during the group A World Cup soccer match between Cameroon and Croatia at the Arena da Amazonia in Manaus, Brazil, Wednesday, June 18, 2014. (AP Photo/Themba Hadebe)RIO DE JANEIRO (AP) — Cameroon’s football federation said it will investigate allegations of match-fixing by its team at the World Cup and the possible existence of “seven bad apples” in the squad.Fecafoot said in a statement late Monday it had instructed its own ethics committee to open an investigation, although it added it had not yet been contacted by FIFA, the sport’s global governing body.Cameroon was eliminated after losing all three of its group-stage matches at the World Cup: 1-0 to Mexico, 4-0 to Croatia and 4-1 to host Brazil.“Recent allegations of fraud around Cameroon’s three 2014 FIFA World Cup preliminary games, especially Cameroon vs. Croatia, as well as the ‘existence of seven bad apples (in our national team)’ do not reflect the values and principles promotes by our administration in line with the FIFA Code of Conduct and the ethics of our nation,” Fecafoot said in the statement.“We wish to inform the general public that, though not contacted by FIFA in regards to this affair, our administration has already instructed its ethics committee to further investigate these accusations.”FIFA refused to confirm that any investigation was ongoing by its security department, which should take the lead in any probe of a World Cup match.FIFA spokeswoman Delia Fischer said the governing body would not comment on details “so as to not compromise any investigations.”The match-fixing allegations stemmed from comments convicted match-fixer Wilson Raj Perumal allegedly made in a Facebook conversation with German magazine Der Spiegel before the Cameroon-Croatia match in Manaus on June 18.The magazine said Perumal, a Singaporean with ties to Asian and Eastern European gambling syndicates, had accurately predicted the result of the Croatia match and that Cameroon would have a player sent off in the first half.Cameroon midfielder Alex Song, who plays for Barcelona, was sent off before halftime for striking Croatia striker Mario Mandzukic in the back.Perumal did not give a source for his allegations. In the chat, he also referred to there being “seven bad apples” on the Cameroon team, Der Spiegel said.That game was the low point of a disastrous World Cup for Cameroon, which conceded nine goals and scored just one in its three games.The Croatia match was also marred by an argument between Cameroon teammates Benoit Assou-Ekotto and Benjamin Moukandjo that ended with Assou-Ekotto head-butting his teammate.Players had earlier threatened not to travel to Brazil because of a dispute over bonus payments.Fecafoot has already launched a disciplinary investigation into the behavior of its players in the Croatia game.“We are strongly committed to employ all means necessary to resolve this disruptive matter,” the federation said of the investigation and the match-fixing allegations.___Ciaran Fahey in Berlin and Graham Dunbar in Rio de Janeiro contributed to this report.last_img read more

Trail’s Umpherville new champs of West Kootenay Juvenile Curling

first_imgBy The Nelson Daily SportsThe Justin Umpherville rink, skipped by Kelvin Harper, is off to the provincials after stopping the rival Spenser Soukeroff rink 8-3 in the final of the West Kootenay Juvenile Zone Curling Championships Sunday at the Nelson Curling Club.The Trail rink, with Harper as skip, Justin Uumperville at third, Harlan Young at second and rookie curler Jonathan Mock at lead, broke open a close game with four in the fifth and two in the sixth to win the contest in six ends.The final game was necessary after Soukeroff bounced the Umpherville foursome 8-2 in the A final.Umpherville opened the playdown with a 13-3 thrashing of the Alexander Hurst rink of Nelson.Umpherville then edged Soukeroff 6-5 before blasting Alex Breen of Nelson 9-2.Nelson’s Breen defeated Evan Turgeon of Grand Forks 14-1 before losing to the two Trail rinks.
Nelson’s other rink, the Hurst foursome, lost two straight in the double-knockout event.The Umpherville represents the zone at the B.C. Juvenile Championships in Cowichan in [email protected]last_img read more

Revolving door behind Buster Posey continues for Giants

first_imgSAN FRANCISCO — The Giants continued to tinker with the Buster Posey support group Monday, claiming catcher Tom Murphy off waivers from the Colorado Rockies in advance of their Bay Bridge Series game against the Athletics.Murphy, 28, is the second catcher the Giants added in two days, coming after a trade for Erik Kratz from the Milwaukee Brewers in exchange for minor league infielder C.J. Hinojosa.Aramis Garcia, who was Posey’s backup only a few days ago, was optioned to Triple-A …last_img

Raiders’ wide receivers may be most improved position group in NFL

first_imgALAMEDA — The Jon Gruden-Mike Mayock makeover of the Raiders is virtually complete, and even the most severe critic would concede the talent has been upgraded considerably.It remains to be seen whether getting younger and faster will mean going from four wins to six or seven or perhaps even playoff contention with something above .500.With full-squad voluntary organized team activity (OTA) underway this week and media access on Tuesday, a look at which position groups improved the most from …last_img

Arty milk cans raise cash for kids

first_img7 June 2004An art campaign sponsored by Clover has raised R150 400 for the Peninsula School Feeding Association (PSFA) to assist them with feeding over 86 000 children per day.Sixteen milk cans, transformed into works of art by well-known local artists, including two cans decorated with the paintings of Western Cape school children, were auctioned off at the Association for Visual Arts (AVA) Gallery in Cape Town on 26 May.Contributing artists were Beezy Bailey, Cecil Skotnes, Willie Bester, Tyrone Appollis, Francine Scialom Greenblatt, Jill Trappler, Louis Jansen van Vuuren, Selwin Pekeur, Arlene Amaler-Raviv, Kevin Brand, Mark O’Donovan and Paul du Toit.In addition, craft collective Hand and beader Khoni Mdludli each decorated a can using colourful beads and intricately beaded wire.Two of the cans featured collages made up of reproductions of drawings by children from 80 Western Cape primary schools where Clover ran a children’s art competition.The artistically re-worked aluminium milk cans, on display at the AVA Gallery in the lead-up to the auction, attracted much attention, due both to their novelty and to their artistic value.PFSA fundraiser Rosemary Kahn said all 16 milk cans were sold, with Clover buying six. “The turnout was excellent, with people spilling over into the street”, Kahn said. “In addition to the number of companies that attended, we also had several private buyers and art lovers at the auction.”Companies that attended the auction included Investec, African Nova, Joe Public and FCB Redline.The Peninsula School Feeding Association has been feeding primary school children in the Western Cape for 46 years.Until 1994 this was managed entirely through public funding, and later with the help of a government grant. However, says Kahn, fundraising is essential as more and more children depend on the scheme, which provides many with their only meal of the day.The Association for Visual Arts (AVA) is a non-profit, membership-based arts association which promotes visual arts and artists, and seeks to uplift disadvantaged art communities.The AVA’s Artreach programme assists emerging artists with materials, workshops, framing and sponsored exhibitions in its special gallery space, the Artstrip.Source: Clover SAlast_img read more

Old Mutual makes Fortune 500

first_img14 July 2005Financial services group Old Mutual has joined Anglo American and BHP Billiton as South African-based companies which have made it into the top 300 global firms on the prestigious Fortune 500 list, Business Day reports.The Fortune Global 500, to be released by Fortune magazine later in July, puts Old Mutual at position 278, up from 304 the previous year.Fortune measures companies by their revenue rather than market capitalisation, the newspaper reports. Old Mutual’s revenue grew by 22% to US$20.9-billion in 2004. The average revenue growth for the top 500 companies was 13%.Despite a few slow years after it listed on the London Stock Exchange in 1998, Business Day reports, Old Mutual’s growth has taken off in the past couple of years largely because of a turnaround in fortunes at its US asset management and insurance business.“We have performed well in all our key geographical areas and we look forward to more of the same in the years to come,” Old Mutual CEO Jim Sutcliffe told Business Day.Last year, Old Mutual’s US life business increased its contribution to about half of total new life business at the group. Nearly three-quarters of its asset management clients are now in the US and UK.The inclusion of Anglo American, BHP Billiton and Old Mutual on the list shows that multinational South African companies have used their global presence to boost revenue, according to the newspaper.Anglo American moved up from 275 to 213 on Fortune’s list, while BHP Billiton increased revenue 47% in 2004 to move up 100 places to 241, Business Day reports. Mittal Steel enters the Global 500 for the first time at 253, thanks to record steel prices. Surprisingly, brewing giant SABMiller is not included on the list of the 500 biggest companies.SouthAfrica.info reporterlast_img read more

New homes for low-income families

first_imgHabitat For Humanity in South Africa hasmade new homes available to more than3 000 families over the past 15 years.(Image: Habitat For Humanity) The Mashile family in Orange Farm receivethe keys to their new home from Eugene Drotskie, GM of Nedbank Home Loans.(Image: Jenni Newman PR) MEDIA CONTACTS • Adrienne Burke  Communications, Habitat For Humanity SA  +27 21 657 5640 RELATED ARTICLES • Drive to help clear housing backlog • SA’s housing drive ‘taking shape’ • New technologies for social housing • SA housing innovation on show in US • Housing projects to curb SA slumsJanine ErasmusHabitat for Humanity’s annual Corporate Blitz Build week has resulted in new homes for 44 families in poor communities around South Africa.The Blitz Build is a joint project of the South African chapter of the global humanitarian NGO Habitat for Humanity (HFH), the national Department of Human Settlements and a number of private companies.With an initial target of 50 houses in total, the building project took place from 3 to 7 October in Orange Farm in Gauteng province, Mfuleni in the Western Cape and Umbumbulu in Kwa-Zulu Natal.Volunteers from the Industrial Development Corporation, Nedbank Home Loans, Microsoft South Africa, 3M, the Deutsche Bank Africa Foundation, ArcelorMittal South Africa and others, gave five days of their time to build brand new houses for needy families.They were assisted by professional builders, who ensured that the houses went up within the allotted time, and were of an acceptable standard.The event coincided with World Habitat Day, which this year fell on 3 October. In 1985 the UN declared that the first Monday of October each year should be set aside as a day of reflection on the need for adequate housing for all.In recognition of the work done by HFH in South Africa, the UN awarded its 2009 Habitat Scroll of Honour to the Gauteng project, which in that year took place in Alexandra, east of Johannesburg.To date the housing organisation, which began its local operations in 1996, has helped 3 143 families in 34 communities across Gauteng, KwaZulu-Natal and the Western Cape.This year will also see the completion of the 500 000th HFH home worldwide – this achievement will be celebrated in Kenya.The wait is overThe bulk of the building took place in Orange Farm, a large informal settlement located between Johannesburg and Vereeniging on Gauteng province’s southern border.Here, 34 houses, of the 39 originally planned for the community, took shape within the five days, while the balance was constructed in the two other provinces.Jethro Mashile and his family were the beneficiaries of the Nedbank Home Loans initiative in Orange Farm. Having lived for 12 years in a tiny two-roomed house, the family were delighted to have more space.“We are happy, happy, happy,” said Mashile’s wife Wendy.Both are unemployed, with a meagre social grant as their only regular income. To support themselves and their two children, they take whatever temporary employment they can find, such as collecting metal cans, which brings in a small sum of money when the cans are handed in for recycling.The Mashile family has been on the government’s low-cost housing list for six years. Now, with a brand new four-roomed house with electricity and running water, the parents feel they can offer their children a better future in a decent home.“We’ve been involved with Habitat for Humanity since 2004,” said Eugene Drotskie, the GM of Nedbank Home Loans. “We consider this exercise to be a natural extension of our day-to-day work of helping people to acquire a home, and we find that it contributes to team-building as well.”Nedbank Home Loans staff participated in all three building initiatives in 2011.“People in our Cape Town and Durban branches were beginning to complain about being left out,” said Drotskie.The project also falls in line with the banking group’s corporate social investment policy, which is led by the Nedbank Foundation and focuses on challenges such as health, job creation, community development and education.last_img read more

Being an ordinary farmer is what made Grandpa extraordinary

first_imgShare Facebook Twitter Google + LinkedIn Pinterest As I write this, there is a greasy DeKalb hat and a pair of Liberty overalls hanging on the wall of my office. Yellow work gloves are tucked into the back pocket of those overalls and a big pair of pliers is nestled in the side pocket. The front pocket of those bibs is filled with a blue handkerchief, a pouch of Half & Half tobacco and a corn cob pipe that has been charred by a thousand matches and smells like most of my childhood memories.These items and those memories are what I have left from my Grandpa “Popeye” Thompson, who recently passed away, leaving a gaping void in the Licking County agriculture community.Some of my greatest childhood moments happened when someone would connect the dots and figure out that I was Popeye’s grandson. The smiles on their faces made me realize that they had, in one way or another, been impacted by knowing my Grandpa. It made me feel so proud because you could tell that, because they thought so much of him, they thought I must be pretty special too.The reality of his passing hasn’t completely set in because he is always in my head, so to speak, even when he was living. I always hear him telling me to work smart, not hard and that if you always tell the truth, you’ll never have trouble remembering what you might have said. As I made my last few visits to Grandpa’s, I remembered the lessons that he taught me. Most of them were learned by just simply watching how Grandpa lived, how he treated others and how others treated him in return.As with most farmers, Grandpa was all about taking victories in stride and losses with grace. One of the prime examples of the latter was when he and Grandma lost their house in a fire. Before they were even allowed to search what was left of their home after the embers burned out, neighbors from every direction came together and built what is still affectionately known as “The Barndo” — a 500 square foot make-shift condominium that was nothing more than walls and a ceiling made of plywood in the back of the barn. This simplistic suite was complete with a firewood stove, running water and an outhouse. As usual over their 60 year marriage, Grandpa and Grandma made it work just fine as the new house was being built. That show of support from the whole community was proof enough for me that my Grandpa was a good man.Who wouldn’t want to learn from a man that like?As he approached his 70s he was looking for a way to leave what he had left, about 200 acres of land, to his 5 kids. His land is pretty nicely placed on a main state route and he was contacted multiple times to turn his corn and bean fields into housing developments…and he turned down every offer. Seeing more blacktop than green grass was not what he wanted. He wanted just the opposite and that is exactly what he was able to do when he made a business deal to turn his land into a golf course. After two years of construction, The Legends of Locust Lane was opened for play. The course was made up of 18 challenging holes with undulating hills, perfectly placed bunkers and lush greens.That golf course was exactly what Grandpa wanted. A viable business that would be able to give all five of his kids a cash flow for years to come and something that could even be passed down to my cousins and me to continue on down the line.Tee times were filling up and business was pretty good in a short period of time. Then, seven years into the venture, the Ohio Department of Transportation decided that a new state route 161 was going right through his property and taking out half of the 18 holes. The Legends at Locust Lane was no more and after 40 years of farming that ground and turning it into something viable, everything Grandpa knew…was gone.For many this would make the blood boil, but I learned a valuable lesson by watching how Grandpa handled such a difficult situation. As the surveyors were placing markers on the piece of Grandpa’s land that was soon going to be a four lane highway, they had some difficulty getting to some parts of the property. To help them get their job done, Grandpa lent them his tractor. You could tell the workers were a bit uncomfortable with how nice Grandpa was to them, considering the circumstances. That’s just the kind of man he was.After death, we talk a lot about legacies. And leaving a legacy can mean many different things to many different people. For Grandpa, a legacy wasn’t weighed by how much money he left behind, how much land he farmed or what kind of tractors he had (okay, it might have been a little about the tractors). His prized possessions were two Eagle Cs that were one serial number apart. One was his father’s and the other one he found for sale in a tractor magazine, inspiring him to drive to Wisconsin to reunite the “Long Lost Brothers.”For him, legacy was about family. And not just family, but how he raised his family. Over the final days of Grandpa’s life, I witnessed his five children and Grandma come together with the purpose of giving him comfort and strength. Through that process, they also gave him the certainty that everything would be alright after he left.Legacy is also measured by a man’s character, and not only by his character but by his characteristics as well. All of his grandkids have some of Grandpa’s characteristics. The curiosity and willingness to learn and his respect of livestock and nature as a whole, his tender heart that loves unconditionally, as well as his laughter, love of the outdoors, determination and the discipline to see every project through and the ability to tell a good story, all live on through the generations.Legacy for Grandpa wasn’t about being a farmer, but about the way he farmed. Grandpa loved the land and left it better than he found it. Grandpa believed in helping others and he always took others’ concerns and put them before his own. He believed in helping the next guy down the line and giving the younger farmers a hand. I know a few Licking County farmers who will tell you that some of the best advice and some much needed help in a difficult time came from Popeye Thompson.I know that what is left of him here on Earth is nothing but the shell that Grandpa used for his 79 years, but what remains of him can tell a story just about as good as he could. I will always remember the well-worn, grease stained hands that bled at one point or another from working the ground or rigging up some implement to make it just right for his uses of it and the wrinkled forehead from concerns of too much rain or not enough, depending on the year.The lines around his eyes formed from the smiles when a new Grandchild made their first visit to Sunday dinner or when grain or cattle prices made farming more fun than usual. His thought-filled eyes looked right into yours when what he was telling you was most important, waiting for you to acknowledge, “Yep Grandpa, I got it.”As a farmer, Grandpa planted many seeds. Millions upon millions on his Locust Lane Farm in Alexandria, and many more seeds that grew in the form of other farmers who needed a hand, friends that needed an ear and strangers that didn’t know they needed anything until they met Grandpa (and he was happy to oblige).Over the next few weeks I am sure I will hear about the many seeds that Grandpa had sown in the stories that I will hear when I proudly introduce myself, as I always will, as Popeye Thompson’s grandson.Thank you, Grandpa. We’ll see you down the road!last_img read more